How it works ?
Operation of micro-credit
Below is all the information relating to the operation of micro quick loans online without investigation.
Eligibility criteria
To be eligible for our money loans, you must:
Be 18 years old or more
Hold a steady job for at least 3 months
Be paid by direct deposit
Win a constant minimum net wage of $1,200 per month
Not be a bankrupt or verge of bankruptcy or a consumer proposal
On the other hand, if difficult financial situation was settled through a consumer proposal and you make your
payments regularly, your file is eligible
You need to provide us with:
The application form duly completed and:
A bank statement of the last 4 weeks
Your last pay stub
Proof of identity: driver's license, insurance or the passport card photocopy
A specimen of cheque or your financial institution pre-authorized approval form
Proof of residence (a lease, an act of purchase, a tax account or a company phone or electricity bill)
Repayment of loans
Because we understand your reality, we offer you the possibility to spread the payments over a period up to 16 weeks depending on your income. You will have a minimum of 90 days to repay your personal micro.
Assessment of your applicationAll applications are subject to a process of analysis in order to confirm that the borrower has the ability to refund required. This includes, but is not limited to:
All levy refused by your institution, whether because of insufficient funds or otherwise, will be carried forward at the end of the due date and will incur a fee of $40; This fee will be added to the balance due and will bear interest at the same rate as the original loan. However, this will not affect your credit home record and will not be reported to credit agencies.
If you need to defer a payment, you must call us 48 hours in advance; This postponement will incur a fee of $25, and the payment will be carried forward at the end of your contract. Repaid loans properly provide excellent service in a future renewal.
Our company uses collection practices in line with the legal provisions applicable in Quebec. If you have trouble making your payments, call us, we can help you in different ways (deferral of payments), reduction of these and other means at our disposal. We will do everything we can to avoid that your debt is transferred to the Collections Department.
Claims not recovered will be sent to a law firm, which will use all the legal means at its disposal to recover the money. It is strongly recommended to the borrower to do everything to avoid being in such a situation.
To renew your credit quickly, contact us now at the e-mail or on our site to this renewal.
A pay stubA bank statement to dateThese applications are always available without credit check!
Fast money directly online
The money will be deposited into your account the same day if we receive your signed documents before 10:30 (in the morning).
If it is a first application with PEREZ FINANCE LTD, see loan application for a fast online loan request.
(We already have on record most of your information, please report us any change from your last request)
